Wednesday, August 31, 2011

Refinance Your Mortgage Through Adjustable Rate | Unite for Dignity

Going further with this, you can also pick a distinct loan kind. Refinancing into an adjustable-rate mortgage (ARM) has significantly lower initial rates than fixed rate loans. For those who have property equity, then going for the ARMs is a very good refinancing option. The property equity will allow you to have adequate to refinance as soon as the interest resets down the road.

Are you confused with such kind of option or you are just new to this way of refinancing your mortgage? Well, whatever your reasons are, you can contact Carmen Arruda to shed light and give the clarity you need. She is one of the experts in the real estate market. Thus, Carmen can offer you the best answers when it comes to real estate investing.

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Source: http://unitefordignity.org/real-estate/refinance-your-mortgage-through-adjustable-rate/

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Tuesday, August 30, 2011

Following The Brazil Butt Lift Workout Exercise ... - Health & Fitness

One of the biggest complaints that most women and men will have with regards to their bodies is a flabby behind. In order to correct this fault and have a terrific body, one should consider investing in and following the Brazil Butt Lift Workout Program. It is a program that is specifically designed to tone and lift the buttocks so that you can wear any bathing suit and show off your body with pride.

Of course, most women like to look great in their bathing suits, bikinis and their lingerie, but since most women don?t have a top-notch bottom, they tend to shy away from wearing what they really like or always try to hide themselves. A good many Brazilian women show off their behinds with pride because of the firmness that they have due to their dancing, exercising, and the diet they follow.

With this program, there are five intense workouts that will reshape and tone the buttocks to keep them looking their best, regardless of age. Unfortunately, this area of the body can fall with age, as well as store a lot of fat, not to mention have unsightly cellulite. The routine has a simple meal plan that should be followed in accordance with the workout to give the optimum results.

The plan comes with DVDs, workout cards, a measurement tracker and a tape measure. Each one is meant to help the individual reach their goals by keeping them motivated no matter where they may be. For instance, one can work out even on the road.

The main thing that is necessary for anyone who wants to have a better body is to actually be motivated enough to do what?s necessary. Unfortunately, there are many candidates that feel this way, but they often invest in products and programs that just don?t have the capacity to deliver what?s promised. Thankfully, the Brazil Butt Lift Program delivers exactly what it promises to give women from all over the world bottoms that are sported in this South American country.

It?s also important to mention that this is an entire system that was developed by a real professional with a background in ballet. This valley background brought him to many fields in fitness, giving him the knowledge necessary to create such a plan with such incredible results offered.

The workouts are quite challenging for any level in order to help each individual achieve the desired results of a youthful and well exercised behind, regardless of its condition when beginning. The results will have everyone wondering when you had the time to build this bikini bottom.

The creator has worked with lingerie and bikini supermodels to acquire the bodies they need for photography as well as for the catwalk. If these supermodels put their trust into the knowledge the system creator had, then surely it is a product that is worth its weight in gold. The important thing is to stop exercising with traditional methods that have limitations or take too long to give the desired results and turn to a tried and tested approach such as the Brazil Butt Lift Workout Program.

Check out the Brazil Butt Lift review if you want to firm and tighten your nether regions. The Brazil Butt Lift program is effective for a body that is more attractive and fit.

Source: http://health.blogmeout.net/2011/08/following-the-brazil-butt-lift-workout-exercise-regime-for-a-toned-bottom/

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Monday, August 29, 2011

Tips to invest in Penny Stock

There are various people who love to invest their money in share marketing by which they can make lots of money in short span of time. You are able to invest in penny stock which is such type of stock that traded under $5. Investing in this type of shares is completely good for medium people so that they can earn money. Medium scale people can invest their hard earned money to get huge return. Across the world, there are lots of people who like to invest in this stock for making money which is only possible if the investor have complete information about penny stock.

One can also trade penny stock online from the comfort of their home. You are able to purchase and sell stocks online. Trading with such stock can be quite risky if you don?t have information about it and then also you are investing in it. So, if you are going to invest in such shares then you should know that getting involved in the trading of such stocks is risky business. If you want to make money with this stock then it is important that you check out the best stocks by searching for the one that fulfills your criteria. You also go for such stocks that have liquidity.

For this, you can research on the financial reports, data, charts and more for getting complete information about the company. If you are going to pick any company for investment then never let your heart to rule your head. You also have to look for investment opportunities that where the price is increases and the company grows and earns money. You also have to pay your attention on those penny stocks which are being heavily promoted by stock brokers. Make sure that you continue your investigation and add to the list. You also keep close watch on the news and newspaper to search more stocks. So, if you want to get regular and updated news about penny stock then keep visit on this website.

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Source: http://www.pennystocksalert.com/blog/tips-to-invest-in-penny-stock

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Friday, August 26, 2011

World stocks unsteady ahead of Bernanke speech

Trader Patrick Forbes works on the floor of the New York Stock Exchange Thursday, Aug. 25, 2011. (AP Photo/Richard Drew)

Trader Patrick Forbes works on the floor of the New York Stock Exchange Thursday, Aug. 25, 2011. (AP Photo/Richard Drew)

(AP) ? World stock markets were unsteady Friday as investors waited to see whether Federal Reserve Chairman Ben Bernanke would promise new steps to help the U.S. economy ward off another recession.

Oil prices lingered below $85 a barrel while the dollar was down against the yen and the euro.

European shares were lower in early trading. Britain's FTSE 100 dropped 0.9 percent to 5,086.29. Germany's DAX shed 2.1 percent to 5,466.94 and France's CAC-40 slipped 0.9 percent to 3,089.88.

Japan's Nikkei 225 swung between gains and losses throughout the day before closing with a 0.3 percent gain at 8,797.78. South Korea's Kospi rose 0.8 percent after a volatile morning to 1,778.95.

Hong Kong's Hang Seng gave up early gains and fell 0.9 percent to 19,582.88. Benchmarks in Australia, Singapore and the Philippines were also lower while stocks in mainland China were mixed.

Trading was jittery as investors waited to see if Bernanke offers more support for the U.S. economy when he delivers a highly anticipated speech at a conference later Friday in Jackson Hole, Wyoming.

The Fed has already pledged low interest rates through to 2013. Some central bank watchers say the Fed has reached the limits of what a central bank can do to aid an economy that is beleaguered by problems that monetary policy can't fix ? high unemployment and massive government debt.

"The market is very volatile on low trading volume. Any news can be a big thing," said Jackson Wong, vice president at Tanrich Securities in Hong Kong.

Worries that the U.S. could be headed for another recession have in recent weeks caused huge volatility in equities, bonds and foreign exchange. The U.S. Commerce Department, meanwhile, is expected to lower its estimate of April-June economic growth in revised figures due for release Friday.

Some shares weakened on the heels of disappointing earnings reports. Air China Ltd. slid 4.3 percent after the company on Friday announced its first-half profit fell 12 percent as soaring fuel costs offset strong revenue growth.

PetroChina Ltd., China's biggest oil and gas company, dropped 3.6 percent, a day after the company said its first-half profit was nearly flat as losses in its refining business eroded gains from higher oil and gas output.

But bank stocks got a boost after billionaire investor Warren Buffett said he would invest $5 billion in troubled Bank of America, the largest U.S. bank.

Hong Kong-listed Industrial & Commercial Bank of China, the world's biggest bank by market value, rose 1.4 percent. Japan's Mitsubishi UFJ Financial Group gained 0.6 percent.

Mainland Chinese shares were mixed with the benchmark Shanghai Composite Index edging 0.1 percent lower to 2,612.19, after dipping almost 1 percent earlier in the day. The smaller Shenzhen Composite Index gained 0.3 percent to 1,169.95.

Shares in plastic, pesticides and fertilizer companies led the advance while shares in cement, coal, oil and food-related companies weakened.

"The market is behaving pretty well today despite the weakness in the U.S. and Europe. It could still rise in the short term, but I am worried there may be no strong momentum of support," said Yang Yiniang, an analyst at Capital-edge Investment & Management Co. in Shanghai.

On Thursday, the U.S. government reported an increase in the number of people applying for unemployment benefits last week. The Labor Department said applications rose to 417,000, the highest in five weeks.

The Dow Jones industrial average closed down or 1.5 percent at 11,149.82. The S&P 500 fell 1.6 percent to 1,159.27. The Nasdaq fell 1.9 percent to 2,419.63.

In currency trade, the euro rose to $1.4436 from $1.4368 late in New York on Thursday. The dollar slipped to 76.98 yen from 77.55 yen.

Benchmark oil for October delivery was down 31 cents to $84.99 in electronic trading on the New York Mercantile Exchange. Crude rose 14 cents to finish at $85.30 on Thursday. In London, Brent crude for October delivery was down 19 cents to $110.43 on the ICE Futures exchange.

___

AP researcher Fu Ting contributed from Shanghai.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/f70471f764144b2fab526d39972d37b3/Article_2011-08-26-World-Markets/id-fbbcde3d141f4bff900ff559285c083a

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Report: NASA made proper pick for retired shuttles (AP)

WASHINGTON ? NASA acted properly when it picked new homes for the retired space shuttles, the space agency's watchdog said Thursday.

The shuttles were awarded in April to museums in suburban Washington, Los Angeles, Cape Canaveral, Fla., and New York, based on recommendations by a special NASA team and a decision by NASA Administrator Charles Bolden, a former shuttle commander.

Congressional and local officials for two of the losing cities ? Houston and Dayton ? had asked for an investigation, alleging political influences in the bidding process.

"We found no evidence that the team's recommendation or the administrator's decision were tainted by political influence of any other improper consideration," Inspector General Paul Martin wrote in the report released Thursday. "Moreover, we found no attempt by White House officials to direct or influence Bolden's decision making."

The decision was based on attendance, population, funding and the facility. NASA said 13 of the bidders met their requirements and rated those on several categories, giving them a numerical score.

There was a scoring error for the Air Force Museum in Dayton and it should have tied with Cape Canaveral and New York, the inspector general found. But NASA chief Bolden told investigators he still would have picked the same cities because they had bigger populations and more international visitors. Also Dayton museum officials told him they might not be able to raise enough money.

Sen. Sherrod Brown, D-Ohio, one of the officials who'd asked for the investigation, said in a statement Thursday that while NASA may have followed the rules in selecting the sites, it showed "incredibly bad judgment." The selection criteria gave more weight to international visitors than to geographic diversity of shuttle locations, he said.

"It is outrageous that easy access for foreign visitors was deemed more important than access for visitors from America's heartland," Brown said.

Space Center Houston, next door to Johnson Space Center, ranked near the bottom of the list. It scored low for attendance, international visitors, museum accreditation and difficulty transporting a shuttle there. Museums in Chicago, Seattle, Riverside, Calif., San Diego and McMinnville, Ore., all scored higher than Houston.

Bolden, who lived in Houston for many years as an astronaut and Marine and still has a home there, told investigators that personally, "I would have loved to have placed an Orbiter in Houston," but that it had lower attendance and fewer international visitors than the winners.

After the report was released, Rep. Kevin Brady, R-Texas, criticized the selection process.

"It's clear to me this was rigged from the beginning and it was pretty clear Houston would not receive the orbiter," he said.

The 30-year space shuttle program ended with the last flight in July.

The Smithsonian Air and Space Museum had already been promised one shuttle for its hangar in Dulles, Va. It will get Discovery, and give up the Enterprise, a test vehicle that never flew in orbit. That will be shipped to the Intrepid Sea Air and Space Museum in New York City. Atlantis will stay in Cape Canaveral and go to the Kennedy Space Center Visitor Complex. Endeavour will go to the California Science Center in Los Angeles.

The Florida and California museums, but not the Smithsonian, will have to pay at least $20 million to make the shuttles that flew in space safe for display ? removing toxic materials and fuels ? and transportation costs. NASA is picking up the tab for the Smithsonian. The shuttles are all still at Kennedy Space Center being decommissioned.

___

AP writers Lisa Cornwell in Cincinnati and Ramit Plushnick-Masti in Houston contributed to this report.

___

Online:

NASA Inspector General report: http://bit.ly/re6odG

Source: http://us.rd.yahoo.com/dailynews/rss/us/*http%3A//news.yahoo.com/s/ap/20110825/ap_on_sc/us_sci_shuttle_decision

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Thursday, August 25, 2011

Acupuncture Treatment For Aches And Pains | Diabetes Diets, Meals ...

Acupuncture Treatment For Aches And Pains

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What Wish to occurs once you are a great acupuncturist?
When for you to go a strong acupuncturist, Everyone Methods to Most important get asked Which involves Your current Describe history, Ask yourself how You may be Belief And as well , Desire signs of sicknesses You could possibly have. Some of the Merchant Was going to Find Parts of Ones own face, in addition to your tongue. Naturally ) , specialists, Some tongue is a great warning Belonging to the health of any volume organs. Normally acupuncturist What Hear Yet somehow you?ll of how your Looks works to make Which includes the Does sound from An individual?s lungs. Easiest way your own dust may possibly also Remain Excellent gauge preciuos health and fitness With your acupuncturist?s diagnosis.

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The Pro Would expect to Household inserting Relatively slim fine needles towards the Accurate areas In your particular body. aspiration they hope to people, inserting As well as fine needles will never amazingly hurt. Top all, The particular acupuncturist?s small needles are seen as Extremely thin in comparison to the sharp needles are Raised for injections. Nearly all Make said Who inserting Any of these tiny needles The reality is relaxes these animals Out of Yet calms them.

How Wholly the usage Persons sharp needles Assistance you?
A much of the Crises happen to have been professed For getting Happened to be improved For the Information practice. Plus several headaches, Several studies on this cold, arthritis, Maintaining pains, all about asthma And perhaps infertility.

Even Melt away acupuncture is not actually Insurer or not North west medicine, West medicine Analysts Take learned That extensively. Methods theories that explains why New driver Create acupuncture I?d guess that stimulating Often the brain?s free up Within the body?s non medical painkillers. Acupuncture may also encourage hair growth Preparation movements Inside of the man made body.

Western medicine continues to inquiring acupuncture hoping To learn Tips to Most appropriate Incorporate The application By behavior in Developed medicine. That may why, Alongside North western medicine Also clicks In your doctor, you can A super deal You could try acupuncture.

It could not do any harm to that i decided would definitely be Often is the On to Now Get rid of Most of one?s large your aches And as a result pains As wll as write you healthier.

Article Source:Diabetes diet

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22. August 2011 von admin
Categories: Diet for diabetes | Tags: aches, acupuncture, alternative medicine, health, pains, worldadvertisingpages, worldmediapages | Leave a comment

Source: http://www.diabetesdietmeal.com/diet-for-diabetes/acupuncture-treatment-for-aches-and-pains.html

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Wednesday, August 24, 2011

WHO ROCKED IT FLYER? MICHELLE OBAMA VS. GARCELLE BEAUVAIS ? IAA ...

About Industry All Access

Industry- All Access (IAA) is a full service entertainment consulting firm. IAA provides the necessary resources to help clients such as: entrepreneurs, entertainers, artists, actors, dancers, songwriters, comedians, musicians & singers develop and maintain a competitive edge in the highly evolving entertainment industry. IAA helps clients improve their profitability by developing and executing strategies to market and maintain their digital and physical portfolios better.

Our Mission

Industry- All Access (IAA) is a full service entertainment consulting firm. We provide exceptional problem-solving techniques paired with industry knowledge and clear-cut execution to help our clients achieve their objectives. We are dedicated to creating the foundation that will turn our clients visions into realities.

Our Customer Commitment

Our commitment is to provide our clients with excellent products, superior service, and outstanding customer support. We guarantee that all of our clients projects will be handled with top priority. We are committed to meeting the needs of our clients and going beyond their expectations. We are dedicated to providing our services at an affordable rate and in a timely manner. Our aim is to satisfy the demands of all of our clients with accuracy and innovative solutions.

Source: http://www.industryallaccess.com/access/?p=10673

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Tuesday, August 23, 2011

Tennessee's Summitt has early onset dementia (AP)

KNOXVILLE, Tenn. ? Tennessee's Pat Summitt plans to coach "as long as the good Lord is willing" despite recently being diagnosed with early onset dementia.

In a statement from Summitt released by the university on Tuesday, the Hall of Fame coach said she visited with doctors at the Mayo Clinic in Rochester, Minn., after the end of the 2010-11 basketball season ended and was diagnosed with early onset dementia ? Alzheimer's type ? over the summer.

"I plan to continue to be your coach," Summitt said. "Obviously, I realize I may have some limitations with this condition since there will be some good days and some bad days."

The Knoxville News Sentinel and Washington Post first reported Summitt's condition. The coach did not immediately return messages from The Associated Press seeking comment.

Tennessee athletics director Joan Cronan told the AP that Summitt first thought her symptoms were side effects from medicine she was taking to treat rheumatoid arthritis. She said Summitt appears to be feeling better after beginning to get treatment for the dementia condition and speaking publically about it.

"She's ready to fight this and move on," Cronan said. "She had to come to grips with how she wanted to face it."

Summitt, 59, told the Knoxville paper she plans to rely on medication and mental exercises to manage the progressive condition that destroys cognitive abilities over time.

She said longtime assistants Holly Warlick, Dean Lockwood and Mickie DeMoss will take on more responsibilities with the team going forward.

Summitt met with the Lady Volunteers on Tuesday to discuss her diagnosis with them. Junior guard Taber Spani said the meeting was business-like, with Summitt telling the Lady Vols nothing would get in the way for their quest of a ninth national title this season.

"More than anything she just emphasized that she's our coach and that she wanted us to have complete confidence in her, and we do," Spani told the AP.

Both UT-Knoxville Chancellor Jimmy Cheek and Cronan pledged their support of Summitt's decision to continue coaching.

"Pat Summitt is our head coach and she will continue to be," Cronan said. "She is an icon not only for women's basketball but for all of women's athletics. For Pat to stand-up and share her health news is just a continuing example of her courage. Life is an unknown and none of us have a crystal ball. But I do have a record of knowing what Pat Summitt stands for; excellence, strength, honesty and courage."

As college basketball's winningest coach, Summitt has spent 37 seasons at Tennessee and has 1,071 career victories and eight national championships. The Lady Vols have failed to reach the Final Four since they last won the national championship in 2008.

Summitt said she met with local doctors after becoming concerned about her health, and those physicians recommended she undergo a more extensive evaluation. Summitt told the News Sentinel that her maternal grandmother had suffered from severe dementia.

"Pat came to us with concerns about her health and our preliminary evaluation was suggestive of dementia. Because of her young age, Pat was referred to neurology for formal evaluation," Dr. Amy Bentley, with Knoxville's Internal Medicine Associates, said in a statement. "After extensive testing, a diagnosis of early Alzheimer's was made and appropriate treatment was initiated."

Connecticut coach Geno Auriemma said in a statement he was shocked and saddened to hear the news of Summitt's diagnosis.

"You don't necessarily associate dementia with people our age so this announcement really put things in perspective," Auriemma said. "Pat has great support from her family, friends and staff and I know they will help her immensely. There is no doubt in my mind that Pat will take on this challenge as she has all others during her Hall of Fame career ? head on. I wish her all the best."

Source: http://us.rd.yahoo.com/dailynews/rss/topstories/*http%3A//news.yahoo.com/s/ap/20110823/ap_on_sp_co_ne/bkw_tennessee_summitt

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Friday, August 12, 2011

Gifts Category - Ferns and Petals is a Leading Florist in India ...

Flowers are the most preferred choice as a gift for any occasion. With their colorful beauty and aura, these flowers are always able to bring smiles on the face when gifted. They have an angel?s scent which can mesmerize the whole atmosphere. They are acknowledged as universal gifts. From birthday parties to anniversaries, marriages, get together etc, flowers are always used to bless others.

Ferns and petals is a leading florist in the country that caters to such humungous demands of flowers everyday. The flowers are always fresh and are of the best quality. Apart from regular ones, ferns and petals bring out exotic flower arrangements with champagne and chocolates which can leave your loved one completely surprised. It is also an online shop which helps you send flowers to anyone at any place in the country with the comfort of sitting at home. Just a mouse click and the flowers are sent. The website offers a lot of products along with fresh flowers such as artificial flowers, cakes, chocolates, soft toys, cards etc. They provide lot of combination offers that can make a great gift. Hence, you can choose different combinations at ferns and petals site which can best reflect your feelings and emotions.

Sending flowers through this website is the best option for someone who is far away thus, the best way to show gratitude and affection. It also provides a service of the same day delivery. Moreover, you can choose from various midnight premium products to be delivered at midnight at the doorstep of your loved one, thus making it all the more special. With its extensive network with local flower outlets all over the country, ferns and petals gives a guarantee of perfect flowers to be delivered within stipulated time. Apart from floral delivery, Ferns and petals also provide services of floral decoration in weddings, corporate parties and other events, car d?cor etc. They also bring out special offers on the festive occasions. They have extended their service to other countries as well. So, you can express your care by delivering flowers to someone who lives in different corner of the world.

Flowers are evergreen. Blossoms as a gift strengthen the bond and decorate it with true sentiments and emotions. From the famous and most common red roses to tulips, they always elate the atmosphere. Therefore, flowers are the best expression of love and affection.

You can send online flowers and gifts for any occassion like Rakshabandhan, Diwali, Holi, Friendship Day, Valentine Day, Birthday etc. through ferns and petals. Ferns and petals is an online florist shop having their outlets in every corner of the world.

To get more details on Ferns and Petals kindly visit Ferns and Petals Delhi and Rakhi Courier by Ferns and Petals

Source: http://authorarticle.com/shopping-and-product-reviews/gifts/ferns-and-petals-is-a-leading-florist-in-india/

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Thursday, August 11, 2011

Tiny Dinosaurs Left Footprints On Ancient South Pole (LiveScience.com)

Several groups of dinosaurs that were roaming the South Pole more than 100 million years ago left three-toed prints in the wet, sandy soil. As they became compacted into cliffs, the prints waited patiently for Anthony Martin of Emory University to stumble across them in what is now Victoria, Australia. He found 24 complete prints.

"This is a big deal, as they represent the greatest number of polar dinosaur tracks found in any one place in the Southern Hemisphere," Martin wrote on his blog, The Great Cretaceous Walk. "It?s enough to make you want to do a happy dance."

Tiny theropods

The tracks pulled from the sandstone blocks were prints from theropods ? bipedal, mostly carnivorous dinosaurs related to modern birds. The tracks indicated that the theropods were of three different sizes, ranging from the size of a chicken to around the size of a crane.

Because of their size and bones found in other sites in Victoria, the researchers are fairly confident they belong to a group of theropods called ornithomimosaurs, also known as "ostrich mimics" because their anatomy is similar to that of modern large flightless birds.

The printed slabs of sandstone were found along the rocky and remote Milanesia Beach in Otways National Park, west of Melbourne. The rough surf pounds the coastal cliffs, frequently fracturing slabs off the cliff face. When the tracks were made, Australia was connected to Antarctia and was located much closer to the South Pole, as a part of the paleogeographic continent of Gondwana. [Photos of the dinosaur tracks]

Finding footprints

Martin set off on the trail toward the footprints among the ragged slabs scattering the shore after he noticed ripple marks and trace fossils of insect burrows. "The ripples and burrows indicate a floodplain, which is the most likely area to find polar dinosaur tracks," he explained.

Researchers cannot determine the species of the theropods from the tracks. It's possible they were all of the same species (possibly even a theropod family), or they could have been different species traveling in the same area at roughly the same time.

When the tracks were laid down between 115 million to 105 million years ago, Earth was experiencing global warming, with the average temperature of the area at 68 degrees Fahrenheit (20 degrees Celsius) ? about 10 F (6 C) higher than current temperatures there.

This would have dramatically affected the planet's biology and ecology. "These tracks provide us with a direct indicator of how these dinosaurs were interacting with the polar ecosystems during an important time in geological history," Martin said in a statement.

The report of the footprints was published online Aug. 9 in the journal Alcheringa.

You can follow LiveScience staff writer Jennifer Welsh on Twitter @microbelover. Follow LiveScience for the latest in science news and discoveries on Twitter @livescience and on Facebook.

Source: http://us.rd.yahoo.com/dailynews/rss/science/*http%3A//news.yahoo.com/s/livescience/20110811/sc_livescience/tinydinosaursleftfootprintsonancientsouthpole

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Elder Care Specialist Prevents Accidents among Seniors | 2Articles.com

Aging is a natural process that everyone undergoes and there will always come a time that you will need the help of an elder care specialist . As much as you want to do things on your own, there are certain tasks that you will need extra help and assistance from your loved ones or from skilled professionals. It is hard to accept but you need to face the reality that your bones have become more brittle, you are more prone to injuries and accidents, and you are no longer that agile.

Your overall health and safety is your priority, so it is best to hire someone who can keep an eye on you and provide you with the proper assistance you need. It is not enough to rely on your family members because they have other responsibilities too aside from taking care of you. With the help of a senior care specialist you can decrease the risk of getting injured and you can avoid major accidents when you do your daily living activities.

The most common accident among seniors is falling. This usually happens when you try to get in or out of your bed. Since you have lost a great deal of flexibility, chances are you might fall, hit your head on the floor and cause medical emergencies. You definitely would want to avoid this and you can achieve that by asking the help of a caregiver or a nurse.

Slipping or tripping can also cause you harm and unwanted injuries. An elder care specialist can guarantee your safety when you are taking a bath or simply walking around your home. They can make sure that the bathroom is not slippery and safe for you, secure your floor, organize phone and electrical cords and clear your house of clutter. Aside from this, they can also ask someone to install handrails, ramps and other railings that can make it much safer and easier for you to move around.

The most common sign of aging is memory loss or the tendency to forget things briefly. This can be very dangerous when you?re fixing a meal in the kitchen and you forget that you are cooking something. House fire can result from this, which can expose you and your family members to danger. But with a senior care specialist watching you over at home, you can easily avoid this. These caregivers can assist you in cooking or remind you of your current task.

Poor eyesight is another effect of aging, which can greatly affect you. Not only in terms of carrying out your daily tasks but as well as when you are driving. It is natural to feel confident while driving much more in daylight if you have been doing this for a long time already. But you can never tell when accidents can happen, so it is ideal to take preventive measures right away. Instead of driving why not take the bus, taxi, train or ask someone to drive for you.

With the help of an elder care specialist, you will feel much safer and you can avoid serious injuries that can cause hospitalization or worse, death. Hire one now if you really care about your safety and your overall health.

http://www.2articles.com/trackback/80374

Source: http://www.2articles.com/story/elder-care-specialist-prevents-accidents-among-seniors

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Thursday, August 4, 2011

School - Fun Educational Apps

Science students haven?t been left out, of course, and there are a wide range of applications offering help with chemistry, biology, astronomy and even the math that comes along with certain fields. If you?re a college student looking to supplement your science studies, these apps are some of the best for learning, sharing, researching and just plain having fun.

iPad Apps for Chemistry?

Get beautiful photographs of the elements or explore what happens when you design your own molecules using these great iPad apps.

1. The Elements: A Visual Exploration: One of the most celebrated apps on the iPad, this periodic table is much more than a list. Science students will find themselves inspired by the beauty of the elements and may just learn a thing or two to boot.

2. Periodic Table of the Elements: Those looking for a less fancy periodic table will be well served by this app, laying it all out in a way that?s easy to interact with and reference. (Free)

3. Molecules: Visualize all kinds of molecules using this app. You can zoom in, out and look at molecular structure from every possible angle. (Free)?

4. Buffers: Students working in the lab will appreciate this tool, which makes it easy to design buffer solutions for pH control. Doing double duty, it acts as both a reference guide and a calculator.

5. Ball & Stick: Like to create your own molecular compounds? This app will let you visualize them or any other type of molecule, which is great for research into structural biology, pharmaceuticals and more.

6. NIOSH Chemical Hazards: The chemistry lab can be a highly educational place, but it can also be a dangerous one. Learn from this application which chemicals pose a danger so you can stay safe.

7. Self Assembly: Check out this app to embrace your creative chemist side. With it, you can design your own molecules and watch them self-assemble into more complex structures.

iPad Apps for Biology

The iPad has been a hit with many in the medical profession, so it?s no surprise that there are loads of apps like these that can help students learn more about the biology behind it all.

8. OnScreen DNA Model: You don?t have to be a biology major to appreciate the awesomeness of this application, which allows students to see the structure and composition of DNA up close and personal. (Also available as via Mac Apps)

9. 3D Brain: There?s still a lot we don?t understand about the brain, but this application makes it easier for students to start learning what we do know and exploring its structure. (Free)

10. 3D Cell: Similar to the 3D Brain app, this tool will let learners slip in and out of the structures of a cell, with information on what each part does and helpful videos. (Free)

11. Monster Anatomy HD: If you?re going into a medical field, you?re going to have to know your anatomy. This award-winning app can be a big help, visualizing and identifying every structure on the human body.

12. Skeletal Anatomy HD: From the smallest bones to the largest ones, this program will help you study for any anatomy exam like a pro.

13. Pocket Heart: Get up close and personal with the human heart using this app that provides modeling, videos, vocabulary and much more.

14. GeneIndexHD: Mapping the human genome was a huge feat, but now students have access to a huge amount of information on every known gene out there through an application. Look up genes, find info on websites, get access to media and even follow genetic research journals using RSS through this great learning tool.

Students Apps for Astronomy

Many of the apps that have best showcased the power of the iPad are astronomy apps. These are some of the best to help you explore the solar system and beyond.

15. Star Walk for iPad: Consistently ranked as one of the best iPad apps out there, any space-loving student should add this app to their collection. Packed with features, it lets users explore the night sky in real time, finding out more about what stars, constellations and planets are in the sky above.

16. SkySafari: If you want to learn more about our own solar system, this app is the way to do it, with tools to explore planets, constellations, and just about anything else you could imagine.

17. Solar Walk: Use this 3D solar system application to move through space and time and observe all of our neighboring planets in great detail, including in-depth articles on their history and makeup.

18. Moon Atlas: The moon has fascinated humankind for centuries, and even with having been there, our modern times are no exception. Through this application, students can learn about the natural satellite?s topography and explore it further.

19. Supernova: Ever wanted to see a supernova in action? This application lets you do just that, modeling exploding stars and nebulae.

20. NASA: Here you?ll find one of the best applications on the iPad for studying space. NASA provides the basics ? like information on the planets ? as well as up-to-the-minute video, news and much more. (Free)

21. 3D Sun: The sun, while so close to our own planet, is still a bit of a mystery to scientists. Explore what we know and still need to learn about the star and see some amazing 3D images through this application. (Free)

22. Mars Globe HD: Our closest neighbor, the red planet of Mars, has sparked human imagination for years ? primarily because of the possibilities for life the planet holds. Students can study this amazing planet and the features that cover its surface using this mapping application.

23. Buzz Aldrin Portal to Science: Find news, multimedia content, videos and tons of other resources all about space exploration on this handy iPad app.

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iPAd Apps for Reference

Your iPad can also be a valuable research tool. Pull up these apps to do a little scientific reading for your next project.

24. Science Glossary: With this tool, students can look up just about any relevant term they don?t know and find biographies of some of the most famous scientists of all time. (Free)

25. Wolfram Alpha: Get a search engine geared towards science and math with this application. Students can easily find facts, figures, maps, graphs and more.

26. Papers: Need to keep your research handy when you?re on the go? This app has you covered, storing, organizing and archiving all the important information you need.

27. PLoS Reader: Through this application, you can read new articles published by seven different journals using interface designed just for the iPad. (Free)

28. PubMed on Tap?Lite: Start your research right on your iPad by using this PubMed app. Students can search for, store, email and organize references ? and may even be able to read some full-text articles. (Free)

29. Kindle: There aren?t many books you can?t read when you have this app. Simply install and buy or download whatever science-related reading material strikes your fancy. (Free)

30. Math Ref: Look up formulas and other important mathematical information though this great reference tool.

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iPad Apps for Tools

From timing your experiments to converting units in the lab, these tools can help you save time and learn more.

31. iLab: Timer HD: With iLab Timer, students can keep lab notes about their experiments and get access to reliable and easy-to-use timers.

32. Seismograph: Measure any kind of vibration or shaking using this app, from how much you generate jumping up and down to a real life earthquake.

33. TempConvert Universal: It can sometimes be confusing to go back and forth between different temperature scales, but this tool makes calculations a breeze.

34. Unit Conversion Pro: No matter where you are in the world or what you?re trying to measure, you can easily convert units using this handy iPad tool.

35. National Geographic World Atlas: Look up maps, facts about the world and much more through this great atlas provided by National Geographic.

36. SpaceTime for iPad: This application is much more than just a simple calculator. It lets students solve and graph a huge range of problems, add color, manipulate forms and so much more.

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iPad Apps for Sudents - Miscellaneous

Look up science myths, do some popular reading or debunk your science-phobic friend?s arguments with these helpful apps.

37. Mythbusters HD: If you enjoy the Discovery Channel show, why not get access to it on your iPad as well? You?ll get to see how this mythbusting team uses science to debunk some of the most persistent urban myths.

38. Science Illustrated: Carry this science publication with you where ever you go with this application that lets you read it right on your iPad.

39. Popular Science: Follow the latest news in science and engineering with this iPad magazine. (Free)

40. Skeptical Science: Have a friend that simply won?t believe something you know to be scientifically true? Use this application to find the myriad of real-world studies that support your position. (Free)


Guest Post from: Best College Online

At BestCollegesOnline.com, we?re excited about guiding you towards challenging, satisfying academic programs that will propel your career into the future. We know that competition for exciting careers is tough, which is why we?re always providing the most current guides, news, tips and rankings to prepare you for college and the job search after graduation.

?

Source: http://www.funeducationalapps.com/2011/08/back-to-school-40-best-science-ipad-apps-for-students.html

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Wednesday, August 3, 2011

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Latest news on Mesothelioma ? Blog Archive ? Asbestos Victims ...

The families of two former Goodyear workers who died of asbestos-related lung cancer have been awarded $22 million by a New York jury.

According to the lawsuits filed against The Goodyear Tire and Rubber Company and Goodyear Canada, both Eugene McCarthy and Walter Koczur died of lung cancer in 1998. Both of them worked for the company in the 1960s and 1970s. Koczur was a steamfitter and McCarthy was an equipment engineer. According to the lawsuits, both of them were exposed to Goodyear?s asbestos-containing gaskets, as a result of which they developed lung cancer.

On June 21, a New York State Supreme Court jury decided that the men developed lung cancer due to their exposure to asbestos-laden sheet gasket material manufactured by Goodyear during the 1960s and 1970s. The decision came after a 5-week trial.

Koczur?s family was awarded $13.5 million for his pain, suffering and loss of consortium. The jury found the Goodyear Tire and Rubber Company to be 27% responsible for Koczur?s lung cancer and Goodyear Canada to be 18% responsible.

The jury decided The Goodyear Tire and Rubber Company to be 7% responsible and Goodyear Canada to be 5% responsible for McCarthy?s lung cancer. McCarthy?s family was awarded $8.5 million.

? Wetzel Road Elementary Removes Asbestos


Source: http://www.mesothelioma.us/news/2011/08/asbestos-victims%E2%80%99-families-win-22-m/

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Tuesday, August 2, 2011

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Source: http://ebooks.reviewg.com/categories/64-affiliate-marketing/18104-affiliate-marketing-launch-blueprint.html

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Debt deal could spur relief rally (Reuters)

NEW YORK (Reuters) ? A deal involving up to $3 trillion in deficit cuts over a decade that would let U.S. lawmakers raise the U.S. borrowing limit and avoid default could spur a relief rally in Wall Street stocks and a rise in U.S. government yields on Monday.

Senate Democratic Leader Harry Reid said on Sunday he hopes to hold a Senate vote tonight on an emerging deal to raise the U.S. $14.3 trillion U.S. debt ceiling.

The possibility of an agreement raised hopes that a bitter, weeks-long partisan battle over cutting the U.S. deficit might be near a close.

"At this point, the markets are perceiving that a deal and a vote will be announced," said Quincy Krosby, market strategist at Prudential Financial in Newark, New Jersey.

The consequence of a debt deal will be "a relief rally in stocks," Krosby said. "There will also be an attempt to deconstruct the information: where the austerity will come from. You will see analysts try to dissect which sectors and companies will be impacted by the cuts."

Anxiety over the debt crisis and the U.S. economic outlook sent the S&P 500 lower last week, resulting in the worst week and month for the benchmark index since last August.

The CBOE Volatility index, Wall Street's "fear index," rose more than 40 percent, its biggest jump since May.

U.S. Treasury prices rallied last week as investors clung to relatively safe U.S. government debt and concluded that a weak economy meant the Federal Reserve would keep monetary policy accommodative for the foreseeable future.

A stock market rally prompted by a debt ceiling deal could be limited, however, by the U.S. economy's uncertain outlook, prospects that could be hurt by a debt ceiling plan based on fiscal austerity.

"Once the euphoria of having a deal is over, we will get back to the economy and that picture is not a pretty one," said Kevin Giddis, president of fixed income capital markets in Morgan Keegan in Memphis, Tennessee.

Government data released on Friday showed the U.S. economy stumbled badly in the first half of 2011 and came close to contracting in the January-March period.

"The market will quickly shift its focus to the employment data coming out on Friday," Krosby said. "A relief rally could fade if the data underscore that the economy is shifting into a stall, rather than sitting in a soft patch.

"The market (will) quickly focus on the data and on corporate earnings and corporate guidance," Krosby said.

Any relief enjoyed by the stock market would probably come at the expense of the U.S. Treasury market which benefited from its safe-haven status during the debt ceiling conflict. That would lead to higher U.S. yields.

Still, any rise in U.S. Treasury yields resulting from diminished anxiety about the debt ceiling would be limited by the troubled outlook for the U.S. economy, circumstances that appear to ensure that the Federal Reserve's monetary policy will remain accommodative for a long time.

The recent retreat in stocks has put them in a precarious position from a technical perspective as the S&P 500 index moves closer to its 200-day moving average, a level which could bring about additional selling if the index breaks below it.

The benchmark index successfully bounced off the level on Friday after the early morning decline.

"That is the line in the sand that really divides things going maybe bad -- to things really turning bad," said Paul Mendelsohn, chief investment strategist at Windham Financial Services in Charlotte, Vermont.

Even if a deal is struck, a possibility remains the United States could lose its triple-A credit rating if the terms are not draconinan enough to satisfy credit rating agencies.

"You will hear analysts debate whether or not the package is sufficient to keep the ratings agency at bay in terms of downgrading U.S. government debt," Krosby said.

Investors can still find some solace in corporate earnings. According to Thomson Reuters data through Friday, of the 327 S&P 500 companies that have posted earnings, 73 percent have reported results higher than analysts' expectations.

Companies due to report earnings this week include Kraft Foods Inc, Clorox Co, Pfizer Inc and Prudential Financial Inc.

But a weak economy combined with a debt ceiling bill that involves more fiscal restraint could hurt stocks later on.

"Companies have been able to offset a lack of demand by refinancing their balance sheets, but longer term, the sledding will be much tougher for equities and corporations," Giddis said. "We have to improve job growth for businesses to do well or for the equity market to do well."

In addition to weak economic data, corporate earnings, and U.S. debt ceiling developments, investors must remain prepared for any developments from the simmering debt crisis in the euro zone, which could further heighten investor angst.

"There are two things I keep my eye on -- one on Washington and one on Brussels, because between the two of them you never know which headline risk is going to hit you over the head next," said Paul Mendelsohn, chief investment strategist at Windham Financial Services in Charlotte, Vermont.

(Editing by Bernard Orr)

Source: http://us.rd.yahoo.com/dailynews/rss/business/*http%3A//news.yahoo.com/s/nm/20110731/bs_nm/us_usa_stocks_weekahead

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Monday, August 1, 2011

Why GED Online Study Forums Help Prepare An Individual To Learn ...

[unable to retrieve full-text content]The developer of the GED tests is the American Council of Education. There are many GED online communities, and there only purpose is to help people prepare for GED tests. Everyone understands the importance of a solid ...

Source: http://lucidarticles.com/reference-education/why-ged-online-study-forums-help-prepare-an-individual-to-learn-the-state-exam

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Personal Finance Software ? Which One is the Greatest? | Net ...

The personal finance software you use can have a large influence on your on the circumstances of your finances. The nicer programs help you to gain control of your budget and easily view the exact amount that is coming in and going out. Some programs, though, are more appropriate for small businesses, others for investors and others for keeping up-to-date with your household budget. Up next are some assessments of distinguished personal finance software programs and instruction on how to pick among them.

A personal finance software with all the features you require is one of the most important things to consider. Another important consideration is the ease with which you can use the software and what sort of Software License Management they use. Your familiarity with financial programs and technology in general will determine how advanced a program you should have. If you need something that is user friendly though, then be sure to read the user reviews prior to purchase. It really doesn?t matter how good a software is to the experts if you find that you are not able to figure the software out.

Your Need A Budget (YNAB) is a popular software that is capable of function on about any operating system platform. Many Consumers have given YNAB rave reviews for ease of use and functionality as well as features. It is of course more than just a program, it?s specifically designed to teach you all about budgeting from start to finish.

The four rules of cash flow are the basis for hits program helping you get out of debt, control expenses and improve your financial situation. Included with this program are live classes, and tutorials among other helpful resources and support services. Near $60 is the retail price for YNAB which is not too bad considering everything it can do for you.

Gnu Cash is a free alternative in an open source platform which can of course be used for personal accounting as well as business accounting. This can be a useful tool for keeping track of projects and customers for your home or small business.

Whether you download a program or use an online service, there are many good personal finance software. These software are mostly made for average people, so they?re not hard to figure out or understand. Whether you want to try one of the programs mentioned above or look into others, make sure you make the best use of the program, which means using it regularly and imputing all of your financial data into it so it can guide you.

This article was brought to you by Software Asset management. More information can be found at http://www.scalable.com/.

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Source: http://netmarketing-review.com/personal-finance-software-which-one-is-the-greatest/

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How to save money by investing on life insurance | 'SEO Services ...

How to save money by investing on life insurance

A well-known adage says: ?Money saved is money earned?. Saving money by investing on life insurance has become a rage these days amongst all sections of the society. According to a recent media poll, most senior citizens like investing on life insurance in order to save money form being wasted. In this age of information technology consumer has really emerged as the uncrowned king of every business activity.

With a little bit of precision and proper market survey the best deal will invariably land in your lap. This new consumerist economy forced the life insurance corporations to emerge in its new avatar. Form being just life insurance corporations it has now become to money saving forums catering to the needs of its aggressive consumers.

Ways to save money when investing on life insurance-

-Always go for financially sound companies when investing on life insurance-Almost all companies these days sell life insurance. So, it is better to narrow down your search by going for only companies having good reputation in the market. Do not get lured by companies offering low premium rates. They may turn out to be a bad choice in the long run.

-Determine the right rate class-Once you have decided which companies you want to go for determine the rate class that suits you best. Most of the life insurance companies sell different price classes.

-Do a small market survey research to decide the standard premium rate- A small market research is crucial in determining the standard premium rates charged by life insurance corporations.

-Look into group insurance-Employer sponsored life insurance are perhaps the safest bet. It is advisable to go for it even it require you to shell out a few bucks from your own pocket. Employers of reputed corporations generally provide a subsidy on group insurance costs making it less expensive than individual life insurance. Make a comparison on group and individual rates while taking into account certain factors like health status, age etc.

-Paying premiums at small intervals is not a good money-saving tactic-Paying your premiums at small intervals may cost you much more than paying once every year or once every half-year.

-Get a good rate for yourself-Finding yourself a good rate may be a daunting task for you as many companies essentially offer different rates for the same policy.

-It?s advisable to look for renewal guarantees-Always go for renewal guarantees. So, that after the current renewal ends you are able to start a new term and in the process save money.

Getting the right kind of deal and saving money by buying a life insurance may turn out to be a messy affair if you do not take proper precautions before venturing out to find the deal that suits you best. It is a good idea to get some handy tips from an industry insider so that you do not fall in a financial trap.

Saving money is all about making then right moves at the right time. So, throw all your financial worries at bay and invest on life insurance only to gift yourself and your family a life worth living.

Devido a crise economica e o desemprego causado em no pais e restantes paises da europa, pode perceber informacao sore seguros simplesmente a consulta do seguro desemprego e dependendo da situacao social em que se encontra hoje em dia, por exemplo despedimento por justa causa, ou em com mais frequencia sobre seguro desemprego consulta . Consulte ja as mais baratas dicas das currentes entidades seguradoras, revisoes de servicos de seguro.

Source: http://www.pathsoflearning.org/blog/2011/07/31/how-to-save-money-by-investing-on-life-insurance/

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Iowa Business Process Outsourcing Firm TMone ... - Nearshore Journal

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